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What fees am I charged?





Late Payment Fee Greater of $15 or 5% of past due amount
Per occurrence If a borrower fails to pay us the full amount of any monthly payment within 10 calendar days of its due date we may charge a late fee of $15 or 5% of past due amount, whichever is greater.

ACH Return or

Check Refund Fee

$15 Per occurrence We will charge this fee if bank transfers (ACH) or checks are returned or fail due to insufficient funds in your account or for any other reason. Each attempt to collect a payment is considered a separate transaction, so an unsuccessful payment fee will be assessed for each failed attempt. The bank that holds your designated account may assess its own fee in addition to the fee we assess.



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